Banking/Non-Banking: DBR, FIDD, DGBA, MPD, DCBR, DNBR, DPSS Circulars, Notifications & Master Circulars - Issued by Reserve Bank of India + Related Acts & Rules.

The Reserve Bank of India (RBI) regularly issues circulars, notifications, and master circulars related to banking and non-banking activities. These circulars cover various aspects such as regulatory guidelines, prudential norms, operational instructions, and policy updates for banks, non-banking financial institutions, payment systems, and other stakeholders in the financial sector.

The following are some of the key circulars and master circulars issued by the RBI:

1. DBR: Directions issued under various sections of the Banking Regulation Act, 1949, to regulate the functioning of banks in India.
2. FIDD: Foreign Investment in India - Reporting in Single Master Form.
3. DGBA: Department of Government and Bank Accounts - Circulars related to government banking operations.
4. MPD: Monetary Policy Department - Circulars related to monetary policy, including repo rates, reserve requirements, and other policy measures.
5. DCBR: Department of Cooperative Banking Regulation - Circulars related to cooperative banks and their regulation.
6. DNBR: Department of Non-Banking Regulation - Circulars related to non-banking financial companies (NBFCs) and their regulation.
7. DPSS: Department of Payment and Settlement Systems - Circulars related to payment and settlement systems, including guidelines for payment banks, mobile banking, and digital payments.

In addition to circulars, the RBI issues notifications, guidelines, and regulations under various Acts and Rules, including:

• Banking Regulation Act, 1949: Primary legislation governing banking activities in India.
• Foreign Exchange Management Act, 1999 (FEMA): Legislation governing foreign exchange transactions and regulations.
• Payment and Settlement Systems Act, 2007: Legislation governing payment and settlement systems in India.
• Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act): Legislation related to securitization and asset reconstruction.